DAN Insurance Programs Preferred
Plan Master
Plan Standard
Plan

Medical Dive Accident Coverage $250,000
Per Occurrence $125,000
Lifetime Max. $45,000
Lifetime Max. In-water skin- and scuba diving accidents

Decompression Illness Expense Yes Yes Yes

Other Dive Injury Medical Expense Yes Yes No

Snorkeling / Skin Diving Yes Yes Yes

Coinsurance for Dive Accident Medical Coverage 100% 100% 100%

Accidental Death & Dismemberment / Diving $15,000
Principal Sum $15,000
Principal Sum N/A Resulting from a covered diving accident.

Permanent & Total Disability $15,000
Principal Sum $15,000
Principal Sum N/A Resulting from a covered diving accident.

Extra Transportation Up to
$2,000 Up to
$1,000 N/A Resulting from a covered diving accident.

Extra Accommodation Up to
$3,000 Up to
$1,500 N/A Resulting from a covered diving accident.

Lost Diving Equipment Up to
$2,500 Up to
$2,500 N/A Resulting from a covered diving accident.

Planned Maximum Depth Covered No Limit No Limit 130ft/40m

Medical Non-Dive Accident Coverage
Occurring outside home country $10,000
Lifetime Max. N/A N/A For eligible charges for treatment of non-diving accidents outside home country.
$250 deductible

Diving Vacation Cancellation $10,000
Lifetime Max. N/A N/A Coverage for losses for dive trip canceled due to injury or illness before departure.
$250 deductible

Diving Vacation Interruption $5,000
Lifetime Max. N/A N/A Coverage for losses incurred for dive trip interrupted due to injury or illness after departure.
$250 deductible

Cost Per Year $70 $35 $25

Call for availability outside the United States
This comparison chart is a brief summary of benefits only and is subject to the terms, conditions, exclusions and limitations of the group policy.
DAN coverage is secondary coverage. After any other coverage you may have, DAN pays up to 100 percent of reasonable and customary costs of all remaining eligible expenses.
DBA as DAN Insurance & Administrative Services in California. Where available, coverage for members outside the United States is provided through another member company of American International Group, Inc.
Click here to review exclusions

DAN Insurance Programs	Preferred Plan	Master Plan	Standard Plan
Medical Dive Accident Coverage	$250,000 Per Occurrence	$125,000 Lifetime Max.	$45,000 Lifetime Max.	In-water skin- and scuba diving accidents
Decompression Illness Expense	Yes	Yes	Yes
Other Dive Injury Medical Expense	Yes	Yes	No
Snorkeling / Skin Diving	Yes	Yes	Yes
Coinsurance for Dive Accident Medical Coverage	100%	100%	100%
Accidental Death & Dismemberment / Diving	$15,000 Principal Sum	$15,000 Principal Sum	N/A	Resulting from a covered diving accident.
Permanent & Total Disability	$15,000 Principal Sum	$15,000 Principal Sum	N/A	Resulting from a covered diving accident.
Extra Transportation	Up to $2,000	Up to $1,000	N/A	Resulting from a covered diving accident.
Extra Accommodation	Up to $3,000	Up to $1,500	N/A	Resulting from a covered diving accident.
Lost Diving Equipment	Up to $2,500	Up to $2,500	N/A	Resulting from a covered diving accident.
Planned Maximum Depth Covered	No Limit	No Limit	130ft/40m
Medical Non-Dive Accident Coverage Occurring outside home country	$10,000 Lifetime Max.	N/A	N/A	For eligible charges for treatment of non-diving accidents outside home country. $250 deductible
Diving Vacation Cancellation	$10,000 Lifetime Max.	N/A	N/A	Coverage for losses for dive trip canceled due to injury or illness before departure. $250 deductible
Diving Vacation Interruption	$5,000 Lifetime Max.	N/A	N/A	Coverage for losses incurred for dive trip interrupted due to injury or illness after departure. $250 deductible
Cost Per Year	$70	$35	$25